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FDIC Insurance Coverage Permanently Increased to $250,000.00

The Financial Reform Bill signed into law on July 22, 2010, has permanently increased FDIC Insurance Coverage from $100,000.00 to $250,000.00 per depositor. Should you have additional questions regarding your insurance coverage, you may access the "Electronic Deposit Insurance Estimator" (EDIE) at The FDIC Website

Notice of Changes in Temporary FDIC Insurance Coverage For Transaction Accounts
All funds in a "non-interest bearing transaction account" and IOLTA’s (Interest on Lawyers Trust Accounts) are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "non-interest bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts or money market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts and important disclosures regarding the new FDIC insurance rules, visit the FDIC website listed above.
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